How Your Beliefs Can Stop You from Getting More Money (and How to Fix It!)

Have you ever wondered why some people seem to have a lot of money while others struggle to get by? It might surprise you to know that it’s not just about working hard or being smart. Sometimes, the way we think about money holds us back from getting more of it! In this blog, we’re going to talk about how our beliefs can stop us from having more money, and what we can do to change that.

1. What Are Beliefs, and Why Do They Matter?

Beliefs are thoughts or ideas that we think are true. They shape the way we see the world and how we act. For example, if you believe that it’s going to rain today, you’ll probably bring an umbrella with you. In the same way, if you believe something about money, that belief will affect how you handle money.

If you have positive beliefs about money, you might be more successful in earning and saving it. But if your beliefs about money are negative or unhelpful, they can stop you from making more money, even if you don’t realize it!

2. Common Beliefs That Hold People Back from Having More Money

There are some beliefs about money that a lot of people have, but they aren’t always true. Let’s look at some of these beliefs and why they can be a problem:

• “Money is bad” or “Money is the root of all evil.”
  Some people think that having a lot of money makes you a bad person. They believe rich people are greedy or selfish. But that’s not true! Money is just a tool—it’s what you do with it that matters. You can use money to help others, buy things you need, or make your life better.
• “I’m not good at managing money.”
  If you believe you’re bad with money, you might not try to learn how to save or invest it. But the truth is, anyone can learn how to be good with money! It just takes some practice and learning, like getting better at math or sports.
• “I have to work super hard to make a lot of money.”
  While hard work is important, many rich people don’t get wealthy by working 24/7. They find smart ways to make money, like investing or starting a business. If you think you have to work all the time to get more money, you might miss out on other ways to earn it.
• “There’s not enough money to go around.”
  Some people think that if one person has a lot of money, it means others have less. But that’s not how it works! Money isn’t like a pizza where there are only so many slices. The truth is, there’s enough money out there for everyone to have plenty.

3. How These Beliefs Keep You from Making More Money

These beliefs are not just thoughts—they change the way you behave. Here’s how they can hold you back from getting more money:

• They make you afraid to take risks.
  If you believe money is bad or hard to get, you might avoid doing things that could help you make more of it, like starting a business or asking for a raise at work. You’ll play it safe instead of going after big opportunities.
• They make you give up too soon.
  If you think you’re not good with money, you might give up on learning how to manage it. For example, you might avoid learning about saving or investing because you assume you’ll fail.
• They make you waste money.
  If you believe you don’t deserve money or that having a lot of it is bad, you might spend money as soon as you get it. You won’t save or invest, so your money doesn’t grow.

4. How to Change Your Beliefs About Money

The good news is that you can change your beliefs! Here’s how you can start:

• Figure out what you believe about money.
  Think about the things you’ve heard about money growing up. Did you ever hear people say, “Money doesn’t grow on trees” or “Rich people are greedy”? Write down your thoughts about money and notice if any of them sound negative or unhelpful.
• Challenge your beliefs.
  Ask yourself, “Is this really true?” For example, if you believe that “Rich people are selfish,” can you think of someone rich who is kind and generous? By asking questions like this, you can start to break down beliefs that don’t help you.
• Replace negative beliefs with positive ones.
  Once you’ve found a belief that holds you back, replace it with a better one. Instead of saying, “I’m bad with money,” tell yourself, “I’m learning how to manage money well.” Instead of thinking, “Money is evil,” remind yourself, “Money is a tool I can use to do good.”
• Say positive things about money every day.
  Use affirmations—positive statements you can say to yourself—to help change your beliefs. You can say things like, “I deserve to have money,” or “Money comes easily to me.” Saying these things out loud can help rewire your brain to think differently about money.
• Learn from people who are good with money.
  Surround yourself with people or resources that teach you healthy ways to think about money. This could be watching videos, reading books, or talking to someone who is smart with their money.

5. What Happens When You Change Your Beliefs About Money?

When you start to change your beliefs about money, something amazing happens—you begin to see more opportunities to earn and grow your money! You’ll be more confident in handling money, and it won’t feel so stressful anymore.

Here’s what could happen when you change your beliefs:

• You’ll start seeing ways to make more money, like starting a business or getting a better-paying job.
• You’ll feel more confident about saving and investing your money.
• You won’t feel bad or guilty when you have money—you’ll see it as a good thing that can help you and others.
• You’ll stop wasting money on things you don’t need and start using it in ways that help you grow your wealth.

When you believe that money is a good thing and that you can handle it well, you’ll start making choices that bring more of it into your life.

Conclusion

Beliefs are powerful! The way you think about money can either help you make more of it or keep you stuck. If you believe that money is bad, hard to get, or that you’re not good with it, you might never have as much as you want. But if you change your beliefs and start thinking positively about money, you’ll see that getting more of it is not so hard after all.

So, take a look at your beliefs, challenge the ones that hold you back, and start thinking like someone who is ready to welcome more money into their life. You’ll be surprised at how much can change when you start believing in your ability to have wealth!